Freedom to Ride Credit Card Program
Easy. Convenient. Secure.
Buying a new bike should be as fun and worry-free as riding one. By financing your next bike purchase, you can get the bike of your dreams without spending big upfront. With our deferred interest financing program, you can spread out the cost of your new bike with low monthly payments.
Our financing program can be applied to gear and apparel as well at the time of your new bike purchase. Buy a fresh new helmet, new cycling shoes, and more. Increase your buying power when you finance your purchase.
Estimate Your Monthly Payments
Make the best decision on how to budget your purchase with Synchrony’s convenient payment calculator.
Prequalify or Apply Now
Choose to prequalify without impacting your credit bureau score or apply directly.
Low Minimum Monthly
Payments
No Annual
Cardholder Fee
24-Hour Online
Account Access
Paperless Billing
Available
Financing Details
12-month deferred interest with $199 min purchase (On Approved Credit)
To qualify, purchase must include a bicycle.
*Minimum monthly payment required. Interest will be charged to your account (at the standard, variable 29.99% APR) from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum interest charge is $1.00 per credit plan.