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Synchrony Freedom to Ride Financing

Freedom to Ride Credit Card Program

Easy. Convenient. Secure.

Buying a new bike should be as fun and worry-free as riding one. By financing your next bike purchase, you can get the bike of your dreams without spending big upfront. With our deferred interest financing program, you can spread out the cost of your new bike with low monthly payments.

Our financing program can be applied to gear and apparel as well at the time of your new bike purchase. Buy a fresh new helmet, new cycling shoes, and more. Increase your buying power when you finance your purchase.

Freedom to Ride Financing Card

Estimate Your Monthly Payments

Make the best decision on how to budget your purchase with Synchrony’s convenient payment calculator.

Prequalify or Apply Now

Choose to prequalify without impacting your credit bureau score or apply directly.

Low Minimum Monthly Payments

Low Minimum Monthly

No Annual Cardholder Fee

No Annual
Cardholder Fee

24-Hour Online Account Access

24-Hour Online
Account Access

Paperless Billing Available

Paperless Billing

Financing Details

12-month deferred interest with $199 min purchase (On Approved Credit)

To qualify, purchase must include a bicycle.

Calculate What You Can Afford

*Minimum monthly payment required. Interest will be charged to your account (at the standard, variable 29.99% APR) from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum interest charge is $1.00 per credit plan.

Already Have an Account?

Sign in now to manage your account and pay your bill online.

Ready to Roll?

Bikes In Stock - Finance & Get Riding Now!

$6,499.00 - $7,999.99
$2,099.00 - $2,599.00
$3,225.00 - $4,300.00
$5,699.99 - $6,199.00
$6,999.99 - $8,000.00
$949.99 - $1,500.00
$699.99 - $775.00
$6,999.99 - $8,000.00

Have Questions?

Our friendly and knowledgeable staff would love to help.